Underwriting files shared. Every access logged.
The data room purpose-built for underwriters, claims adjusters, and reinsurance teams. Manage loss runs, actuarial tables, treaty slips, and bordereaux with enterprise-grade security.Set up in under 5 minutes.
No credit card required
Insurance document sharing is broken
Between underwriting submissions, claims files, and reinsurance treaties, insurance teams juggle sensitive documents across legacy systems and email. One misrouted file can trigger regulatory penalties.
Underwriting file sprawl
Loss runs, actuarial tables, and risk models scattered across legacy systems, shared drives, and email threads make underwriting reviews slow and error-prone.
Multi-party treaty access
Reinsurance treaty negotiations require controlled access for cedents, reinsurers, and brokers — each needing different permissions on treaty slips and bordereaux.
Claims PII exposure
Claims files contain policyholder PII, medical records, and financial details. Without strict audit trails, you cannot prove compliance with state privacy regulations.
Insurance M&A volume
Insurance acquisitions involve thousands of policy documents, claims reserves, surplus lines filings, and regulatory approvals — far too many for generic file-sharing tools.
Built for how insurance teams actually work
Peony gives you enterprise-grade security, AI-powered document intelligence, and complete audit trails — all at a fraction of legacy VDR pricing.
Screenshot protection, watermarks, and NDA gates
Your proprietary risk models and actuarial reports deserve more than a password. Peony blocks screenshots, stamps every page with dynamic watermarks, and requires NDA signatures before reinsurance partners can view sensitive underwriting data.
Screenshot protection
Block screen captures of proprietary risk models, pricing algorithms, and actuarial tables. Prevent competitors from copying your underwriting intelligence.
Dynamic watermarks
Every page of your actuarial reports and loss run analyses stamped with the viewer's identity and timestamp. Trace any leak back to the source instantly.
NDA-gated access
Require reinsurance partners and brokers to sign an NDA before viewing treaty slips, bordereaux, or claims reserves. Fully integrated e-signatures included.
Audit trails and access controls for every claims file
Track every view, download, and signature across claims files with timestamped logs. Two-factor authentication protects policyholder PII, and auto-expiring links ensure access ends when claims are resolved.
Page-by-page tracking
See which pages of your claims reserves, loss run summaries, and surplus lines filings adjusters and examiners spent the most time on.
Compliance-ready logs
Exportable audit trails with timestamps, IP addresses, and device details. Meet state insurance regulations and privacy requirements for claims document access.
2FA and auto-expire links
Require two-factor authentication for sensitive PII access. Set links to auto-expire after claim resolution so former parties lose access automatically.
Search thousands of policies and claims files instantly
Stop digging through filing cabinets of PDFs. Ask questions across your entire document library and get instant, sourced answers from policy documents, claims files, and treaty agreements.
Chat with policy documents
Ask questions across policy wordings, endorsements, and coverage schedules. AI retrieves answers with exact source references from your document library.
Natural language search
Search your data room in plain English. Find specific coverage terms, exclusion clauses, or treaty conditions without remembering file names or folder structures.
Automated broker Q&A
Let AI answer broker inquiries about coverage details, claims history, and policy terms 24/7. Track what they ask to streamline renewals and submissions.
"We'd been searching for a solution like Peony for ages, and it has completely transformed our workflows. What used to take hours every week is now effortless — Peony saves us so much time that we were finally able to move away from Dropbox Sign. It's been a total game changer!"
Akash Ghavalkar
Co-founder & COO, Third Space
Mark Petrov
Head of Financials, Loop
Peony is by far the simplest and most intuitive way to populate and share data rooms with investors and partners. All the key analytics and features integrated into a sleek interface!
Enterprise security without enterprise pricing
Every plan includes unlimited viewers, screenshot protection, watermarks, and full audit trails.
Free
$0
2 GB storage. Perfect for small claims teams or individual agents sharing policy documents.
Pro
$20/admin/mo
200 GB storage. Ideal for underwriting teams managing loss runs, actuarial reports, and treaty negotiations.
Business
$40/admin/mo
1 TB storage. Built for insurance M&A, large reinsurance programs, and enterprise compliance requirements.
Frequently asked questions
What documents belong in an insurance data room?
An insurance data room typically includes underwriting submissions, loss runs, actuarial tables and reports, reinsurance treaty slips, bordereaux, claims files, policy wordings, endorsements, coverage schedules, surplus lines filings, and reserve analyses. Peony lets you organize all of these with granular permissions so underwriters, brokers, reinsurers, and claims adjusters each see only the documents relevant to their role.
How does Peony protect claims files containing policyholder PII?
Claims files contain sensitive policyholder information including medical records and financial details. Peony enforces two-factor authentication before anyone can access PII, blocks screenshots to prevent unauthorized duplication, stamps every page with dynamic watermarks for leak traceability, and auto-expires links when claims are resolved so former parties lose access automatically. Peony also supports controlled redaction to permanently black out policyholder PII, financial figures, or medical details before sharing files with external adjusters or counsel.
Can a data room handle multi-party reinsurance treaty negotiations?
Yes. Reinsurance negotiations involve cedents, reinsurers, and brokers who each need controlled access to different documents. Peony supports granular folder-level permissions so you can share treaty slips with specific reinsurers, bordereaux with brokers, and claims reserves with adjusters — each with their own access tier and separate audit trail.
How does AI help with insurance due diligence?
Insurance M&A and renewals involve thousands of policy documents, claims files, and treaty agreements. Peony's AI-powered document chat lets underwriters and investors ask natural language questions across the entire data room and get sourced answers with exact page references. Unlike legacy VDRs like Firmex or Ideals, Peony includes AI-powered Q&A on every plan at no extra cost.
What audit trail features support state insurance regulations?
Peony generates exportable audit trails with timestamps, IP addresses, and device details for every document interaction. Page-by-page analytics show exactly which sections of your claims reserves, loss run summaries, and surplus lines filings examiners focused on — meeting state insurance privacy regulations for document access tracking.
How much does an insurance data room cost?
Legacy VDRs like Ideals and Firmex charge thousands per month for insurance transactions. Peony offers a free plan ($0) with 2 GB of storage, scales to Pro at $20 per admin per month (200 GB) and Business at $40 per admin per month (1 TB). Peony enforces no per-viewer, per-page, or per-link limits, so costs stay predictable even for large reinsurance programs. Every plan includes screenshot protection, dynamic watermarks, and full audit trails. Setup takes under 5 minutes.
How do underwriting teams use data rooms for submissions?
Underwriting teams use Peony to centralize loss runs, actuarial tables, risk models, and submission documents in one secure location. Peony's auto-indexing automatically classifies uploaded files, applies OCR to scanned documents, and builds a full-text search index so underwriters find specific coverage terms, exclusion clauses, or loss history across hundreds of submissions instantly, replacing the manual PDF review that slows down underwriting cycles.
What security features protect proprietary risk models from competitors?
Peony combines screenshot protection, dynamic watermarks (viewer identity plus timestamp on every page), NDA-gated access with integrated e-signatures, two-factor authentication, link expiry, and instant access revocation. All documents are protected with AES-256 encryption at rest and TLS 1.3 in transit on SOC 2 Type II compliant infrastructure. If a proprietary actuarial report or pricing algorithm leaks, watermarks trace it back to the exact viewer.